Need to move fast on a property? CV3 Financial provides tailored financing to help you stay competitive on the acquisition and maximize liquidity during renovations on your investment properties.
Short-term financing guidelines tailored to meet the unique needs of real estate investors. Avoid the barriers of traditional lending with minimal documentation requirements, no paystubs or W-2’s, and so much more when you work with a private money lender!
Borrowing Power
Maximize Leverage
Recapitalize
Stay Liquid
The best deals don’t wait—and neither should you. Our fix and flip loans are customized to your borrowing limits, giving you high leverage and the ability to move quickly with capital efficiently so you can capitalize on opportunities as they arise.
For Investors Looking to Acquire an Investment Property and Add Value.
Buying, renovating and selling on a timeline requires capital that can keep up. With CV3 Financial's streamlined loan approval and draw process, our Fix and Flip loans empower you to close on time and stay liquid through renovations.
Key Features of Our Fix and Flip Financing
Up to 90% LTV
Up to 100% Rehab Financing
Streamlined draw process
Loan amounts from $100,000 - 5,000,000
Up to 75% cash out
No DTI, W-2s, or paystubs required
Pricing discounts for experienced investors
Choose Your Term:
12 MONTHS: No prepayment premium—refinance or repay anytime.
24 MONTHS: 6-month prepayment premium.
For Investors Looking to Acquire an Investment Property and Add Value.
Buying, renovating and selling on a timeline requires capital that can keep up. With CV3 Financial's streamlined loan approval and draw process, our Fix and Flip loans empower you to close on time and stay liquid through renovations.
Key Features of Our Fix and Flip Financing
Up to 90% LTV
Up to 100% Rehab Financing
Streamlined draw process
Loan amounts from $100,000 - 5,000,000
Up to 75% cash out
No DTI, W-2s, or paystubs required
Pricing discounts for experienced investors
Choose Your Term:
12 MONTHS: No prepayment premium—refinance or repay anytime.
24 MONTHS: 6-month prepayment premium.
For Investors Looking to Refinance an Existing Property or Acquire a Stabilized Property.
Need short-term capital but aren’t planning construction or rehab? Whether you’re acquiring a stabilized property, refinancing an existing investment, recapitalizing equity, or simply bridging the gap to sell or secure long-term financing, CV3’s Bridge Financing delivers speed and flexibility.
Key Features of Our Bridge Without Renovation
Up to 80% LTV
Up to 75% cash out
Loan amounts from $100,000 - 5,000,000
No DTI, W-2s, or paystubs required
Choose Your Term:
12 MONTHS: No prepayment premium—refinance or repay anytime.
24 MONTHS: 6-month prepayment premium.
For Investors Looking to Refinance an Existing Property or Acquire a Stabilized Property.
Need short-term capital but aren’t planning construction or rehab? Whether you’re acquiring a stabilized property, refinancing an existing investment, recapitalizing equity, or simply bridging the gap to sell or secure long-term financing, CV3’s Bridge Financing delivers speed and flexibility.
Key Features of Our Bridge Without Renovation
Up to 80% LTV
Up to 75% cash out
Loan amounts from $100,000 - 5,000,000
No DTI, W-2s, or paystubs required
Choose Your Term:
12 MONTHS: No prepayment premium—refinance or repay anytime.
24 MONTHS: 6-month prepayment premium.
Interest-only payments
Non-owner occupied only
No DTI, W-2s, or paystubs required
Discounts for experienced borrowers
NO PREPAYMENT PREMIUM
When you need to close quickly to compete with cash buyers, CV3 provides competitive rates and terms for fix and flip projects and bridge loans.
PREPAYMENT PREMIUM: 6 MONTHS
Whether it's financing for a major renovation or a Bridge Loan to season a rental property for a future refinance, we provide the speed and flexibility investors need.
Whether you’re acquiring, refinancing, or simply bridging to your next exit, understanding bridge loans is key to executing with confidence. This FAQ section breaks down the most common questions investors ask so you can make informed decisions, move quickly, and stay in control of your capital.
Yes! You can use a bridge loan to refinance your property with CV3's cash out refinance. When refinancing on a bridge loan, you can get up to 75% cash out. This option is a great financing strategy for fix and flip investors who finished the home, put it on the market, and want to tap into the established equity before it sells. We call this our Bridge to Sell Cash Out refinance as we allow you to pull cash out even after it's been listed on the market for sale.
A prepayment penalty, also called a prepayment premium, is a fee some lenders charge if you pay off your loan before a specified period ends. Not all loans include a prepayment penalty, and the terms vary by loan program and lender. CV3 has no prepayment penalty on 12-month bridge loans, while 24-month bridge loans include a 6-month prepayment premium if the loan is paid off early.
You can sell your property at any time and pay off your bridge loan. CV3 has no prepayment penalty on 12-month bridge loans, while 24-month bridge loans include a 6-month prepayment premium if the loan is paid off early.
While conventional loans are often ideal for straightforward investment properties, some deals require a more flexible financing approach. A private lender may be the better option if: - Your loan amount exceeds conventional limits - You need to access equity quickly and can't wait through lengthy cash-out refinance seasoning periods - Your debt-to-income ratio is limiting your borrowing power - The property needs significant repairs or renovations - Your income doesn't fit the traditional mold
CV3 provides bridge loan financing for single-family homes, 1–4 unit properties, townhomes, and condos.
CV3's Bridge Loans are non-recourse, meaning repayment is secured by the investment property rather than your personal assets. This structure helps protect borrowers while providing flexible financing for real estate investors.
With our digital mortgage platform and decades of experience, CV3 Financial helps make the loan process more streamlined from beginning to end.
Trusted and dependable lending partner.
Committed to getting your deal done.
Loan solutions personalized to help meet your needs.
Honesty and straight forward terms.
Whatever you need, our team has the expertise and we’re here to help! Reach out today for more information on CV3 Financial’s Bridge Loan Solutions.