Need to refinance your investment property with a private lender? If you’re carrying a high-interest loan, our Rate & Term refinance can help you secure better terms. Looking to pull cash out and recapitalize? Our Cash-Out Refinance for investment properties allows you to tap into your equity and reinvest in your next opportunity.
CV3 Financial offers flexible refinancing solutions with competitive terms designed to help investors restructure financing based on their unique goals and investment strategies. Explore our featured loan guidelines, created specifically to meet the needs of real estate investors and developers.
Maximize Leverage
Borrowing Power
Bridge Recapitalize
Rental Recapitalize
Recapitalize Faster
Portfolio Refinance
Discover which refinance solution is best for your needs. Whether you need access to cash or just need to lower your payments, CV3 offers different solutions to help fit your investment needs and overall strategy.
For Investors Who Need to Recapitalize on Established Equity
Tap into the established equity of your investment properties. Whether you just listed it on the market or you’re holding it as a rental, you can pull up to 80% cash out and use those funds towards any business purpose expense!
Key Features of Our Cash Out Refinance
Up to 80% cash out on rental
Up to 75% cash out on bridge
Pull cash out on listed properties
No seasoning cash out refinance
Loans up to $5MM
Up to 80% cash out
No DTI, W-2s, or paystubs required
Pricing discounts for experienced investors
For Investors Who Need to Recapitalize on Established Equity
Tap into the established equity of your investment properties. Whether you just listed it on the market or you’re holding it as a rental, you can pull up to 80% cash out and use those funds towards any business purpose expense!
Key Features of Our Cash Out Refinance
Up to 80% cash out on rental
Up to 75% cash out on bridge
Pull cash out on listed properties
No seasoning cash out refinance
Loans up to $5MM
Up to 80% cash out
No DTI, W-2s, or paystubs required
Pricing discounts for experienced investors
For Investors Who Want to Lower Payments on a High Interest Loan
Lower the monthly payment on your loan with a high interest payment with our Rate & Term refinance. Have a construction loan maturing? You can refinance with our Rate & Term mid-construction to help get your project across the finish line.
Key Features of Our Cash Out Refinance
Up to 80% LTV
Loans up to $5MM
Can refinance mid-construction with a Rate & Term refi loan
Get additional construction funds to see your project through
No DTI, W-2s, or paystubs required
Pricing discounts for experienced investors
For Investors Who Want to Lower Payments on a High Interest Loan
Lower the monthly payment on your loan with a high interest payment with our Rate & Term refinance. Have a construction loan maturing? You can refinance with our Rate & Term mid-construction to help get your project across the finish line.
Key Features of Our Cash Out Refinance
Up to 80% LTV
Loans up to $5MM
Can refinance mid-construction with a Rate & Term refi loan
Get additional construction funds to see your project through
No DTI, W-2s, or paystubs required
Pricing discounts for experienced investors
Interest-only payments
Non-owner occupied only
No DTI, W-2s, or paystubs required
Discounts for experienced borrowers
Refinancing an investment property can help real estate investors lower their monthly payments, secure a better interest rate, or access equity to grow their portfolio. The two primary investment property refinance options are a Rate and Term Refinance and a Cash Out Refinance, each offering unique benefits based on your financial goals. Understanding how these refinance loan options work can help you choose the best solution for your rental property or investment property financing needs.
Lower Your Rate or Consolidate
Need to refinance a high interest rate to lower your payment? When it makes sense, our Rate & Term Refinance allows investors to refinance into a lower rate or consolidate loans on multiple properties into one loan.
Tap Into Your Equity
Tap into the equity of your investment properties with our Cash Out Refinance. Whether they're held as rentals, in need of renovation, or listed on the market—don't miss out on opportunities because your cash is tied up; recapitalize with up to 80% Cash Out!
Seasoning requirements can slow down your investment strategy by requiring you to hold a loan for a set period before refinancing. CV3 offers no seasoning cash out refinances as soon as your rehab is complete—helping you put your capital back to work faster.
Whether you’re executing a BRRRR strategy and want to quickly refinance based on your property’s appreciated value, or using a Bridge to Sell strategy to tap into established equity after listing your property, our no seasoning requirements give you greater flexibility to recapitalize and keep moving on your next investment.
Whether you’re looking to lower your rate, reduce your monthly payment, or access equity from an existing property, understanding your refinance options is key. This FAQ section answers the most common questions about our refinance loan programs—so you can compare Cash Out and Rate & Term solutions with clarity and make confident decisions aligned with your financial goals.
Good news! CV3 has no seasoning requirement for eligible cash-out refinance loans. Unlike many lenders that require you to own a property for at least six months before refinancing, CV3 allows investors to refinance as soon as renovations are complete, helping you access equity faster for your next investment.
With our digital mortgage platform and decades of experience, CV3 Financial helps make the loan process more streamlined from beginning to end.
Trusted and dependable lending partner.
Committed to getting your deal done.
Loan solutions personalized to help meet your needs.
Honesty and straight forward terms.
Our account executives are here to help you structure the right loan for your scenario. Reach out and we'll walk you through your options. Whatever you need, our team has the expertise and we’re here to help you structure the right loan for your scenario! Reach out today for more information on Cash Out or Rate & Term Refinance solutions with CV3 Financial.