As the real estate market continues to evolve, one thing has become clear: flexibility matters more than ever. Rising rates, tighter conventional lending standards, and income documentation hurdles have pushed many investors to rethink how they finance rental properties. That’s where DSCR loans come into play.  Debt Service Coverage Ratio (DSCR) loans have quickly become one of the most effective…...

In Episode 14 of Unconventional, host Bill Tessar sits down with Nema Daghbandan, CEO of Lightning Docs and Partner at Fortra Law, to explore how a lawyer-turned-innovator took one of the most traditional industries, private lending, and transformed it with automation, accessibility, and a bit of unconventional grit. Nema’s story is proof that sometimes, the…...

In Episode 13 of Unconventional, host Bill Tessar sits down with Freeman Sawyer, Regional Vice President at Cross Country Mortgage and Founder of Heroes Ranch—a sanctuary for veterans, first responders, and families with special needs. Freeman’s story isn’t just about sales or success—it’s about survival, second chances, and the power of purpose. From selling cars…...

For many investors and builders, the dream isn’t just to renovate what already exists — it’s to create something brand new. Ground-up construction offers that opportunity. Instead of working around someone else’s design choices or outdated floor plans, developers start with a blank slate. From layout to finishes, every decision is made with today’s market in mind. It’s the ultimate chance to…...

Purchase Price: $455,000 Rehab Financing: $166,870 Total Loan Amount: $514,097 Sold Price: $765,000 LTV: 76% CV3 is proud to spotlight an inspiring renovation in Denver, CO. A project that blends vision, expertise, and modern design to create a home ready to welcome its next chapter. The borrower saw this property as a diamond in the rough and recognized the…...

In Episode 11 of Unconventional, host Bill Tessar welcomes Andrew Reamer, Managing Partner of Carstensz Capital. Andrew’s story isn’t just about real estate or lending—it’s about surviving avalanches, near-death experiences, financial collapse, and addiction, and somehow emerging…...

Not every renovation needs to drain your wallet to deliver a return. For real estate investors, especially those looking to maximize ROI on flips or long-term holds, knowing which upgrades move the needle on property value is…...

Real estate investors know that cash is king. But too often, that power sits trapped in properties, untouched and underutilized. If you’re holding real estate that’s appreciated in value or been improved through renovations, a cash-out refinance could be the key to unlocking capital and scaling your portfolio faster. Instead of selling or draining your…...

If you're a real estate investor who doesn’t have traditional income documentation or simply want a more flexible path to financing, there’s good news. DSCR loans are designed specifically for you. Rather than focusing on your personal income, DSCR (Debt Service Coverage Ratio) loans evaluate the income potential of the property itself. That means your…...