GROUND UP CONSTRUCTION
Finance your entire project from start to finish with our Ground Up Construction Financing. From developed land to tear down, we offer vertical construction financing for single family, townhomes, and 2-4 residential developments.
WE’RE READY WHEN YOU ARE
EXPERIENCED
Trusted and dependable lending partner
RELIABLE
Committed to getting
your deal done
FLEXIBLE
Loan solutions to meet
your needs
TRANSPARENT
Honest and
straightforward terms
What You Can Expect:
- Loan amounts from $200k – $5MM
- Financed full-term Interest Reserves
- Up to 85% LTC including interest reserve
- 12-, 18- and 24-month terms, interest-only
- No interest charged on undrawn funds
- Minimum FICO: 680
- Property types:
- Attached and detached single family residential (SFR)
- Townhomes
- 2-4 family residential
- Entitled land
Fix and Flip
- Financing up to 100% of rehab budget
- Up to 90% LTV on purchase with renovation
- No income verification
- No DTI requirements
- Loan amounts from $100K to
$5MM - Minimum FICO: 600
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Rental
- Minimal DSCR requirements
- Up to 80% LTV
- No seasoning requirements
- Buydown options for no prepay penalty
- No income verification
- No DTI requirements
- Loan amounts from $75K to $5MM
- Minimum FICO: 660
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Refinance
- Rate & Term and Cash Out refinances
- Up to 80% cash out on rental properties
- Up to 75% cash out on listed properties
- No seasoning on cash out refis
- No income verification
- No DTI requirements
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This is not a commitment to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and restrictions may apply. Points and fees based on product type and loan amount requested.