Ground-up construction can be one of the most lucrative paths in real estate investing—but it also comes with its own set of challenges. From budgeting and permitting to timelines and financing, building from scratch demands a thoughtful strategy and the right partners.
That’s where CV3’s ground-up construction loan program makes a difference.
We work with builders, developers, and entrepreneurial investors who want to maximize returns by creating new inventory. With the right structure, smart budgeting, and disciplined project management, you can turn raw land into serious ROI.
Why Ground-Up Construction Makes Sense
In today’s competitive market, finding quality inventory at investor-friendly pricing is tough. Ground-up projects offer more control—over costs, design, and timelines. You can build to suit your ideal tenant or buyer profile, capitalize on in-demand features, and often achieve better margins than with a traditional flip.
Plus, construction projects allow you to create equity from day one. By building below market value and delivering a finished product that appraises higher than the all-in cost, you’re setting yourself up for strong returns—whether you choose to sell, refinance, or rent.
How CV3’s Construction Financing Works
CV3’s ground-up construction loans are designed with flexibility in mind. We finance both the land acquisition and the construction costs, with up to 100% financing available on approved projects. That means less capital out of pocket and more opportunity to scale.
Once approved, funds are disbursed in draws based on completed construction milestones, helping you manage cash flow and stay on schedule. And because our team understands real estate development, we underwrite with speed and common sense.
For many investors, this type of loan offers the leverage they need to take on larger projects—or to build multiple homes simultaneously.
Smart Budgeting = Stronger Margins
One of the most important factors in construction investing is setting a realistic, disciplined budget—and sticking to it. That starts with detailed planning before the first shovel hits the ground. Think through site prep, permitting, labor, materials, inspections, contingencies, and even weather delays.
We recommend building in a buffer to handle unexpected overages. Work closely with your contractor to lock in pricing where possible; it’s important to always be mindful of changes that could impact the bottom line.
With CV3, you can also use your financing more strategically. Because our draws are tied to completed work, you’re incentivized to keep momentum up, avoid delays, and hit key milestones efficiently.
Project Management Best Practices
Successful ground-up projects are rarely about cutting corners; they’re about managing the process tightly. Clear timelines, reliable vendors, and proactive communication can make or break your margins.
It helps to have a trusted GC or project manager who can keep the schedule moving and the crews accountable. Use project tracking tools, keep permits and inspections organized, and schedule regular site visits, even if you’re not swinging a hammer yourself.
At CV3, we work with investors who approach construction with a business mindset. We’re here to fund the project—but we’re also here to help you execute it the right way.
From Blueprint to Bottom Line
When done right, ground-up construction isn’t just a real estate strategy, it’s a wealth-building engine. You control the vision, the execution, and the exit strategy. And with CV3’s construction loan program, you have the capital and support to make it happen.
Whether you’re building your first infill home or developing a portfolio of new rentals, we’re ready to help you maximize your ROI.